I'm always looking around the web for new sites or ideas on how to raise my credit score to 700.  This Credit Repair guide has everything you are looking for.  They list a variety of ways to increase your credit score that include lowering balances, increasing limits, and removing negative items.  It is very cool.

They also recommend Lexington Law Firm, which is no surprise since they seem to be the best credit repair service out there.  I am using them also, waiting on the credit bureaus to send me my updates, man they are slow.

I can't wait to get some more negative items removed.  It is like Christmas when the new credit reports arrive and you see some items removed.  I will be shouting from the rooftops when that happens.