I updated my site to give everyone more info on credit scores and what is a good credit score.  I also put links to great sites to get free credit scores online.  In my research I wanted to know what is the average credit score in the US.  I received several different answers from several different reliable sources.

The FTC, FICO, and the credit bureaus all had different answers.  Mainly because they all report credit differently.  FTC does rely on the others to give them credit scores, but th...
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So not as bad as thought and now in January it is 638, so 50 points higher.  My credit was much worse a few years ago, but I think several years of being married and being a parent has helped.  I have been a little more responsible and have piggy backed on my wife's credit a little bit.  My wife's average credit score is 680, so quite a bit better, but can still use some improvement. 

I have researched a few options on what we think would be the best options to raise our credit score.  The le...
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