These collection companies see that you are paying off your debt and they just start coming out of the wood work.  I finally had everything off my credit report and getting my debt paid down, then both Express Recovery Services and AFNI Collections show up on my credit report.  Express for some old medical bills and AFNI for an old business phone bill that was forever ago.

So this sent my score down to 600 again.  Boy was I mad.  I negotiated with AFNI to pay them off and they would remove the...
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So I checked my TU credit score for free today on Credit Karma and my score went up 50 points.  Lexington Law received has removed all of my negative items on my Trans Union, so that is why.  Awesome!!!

Now just waiting on the other 2 to remove their items.  I should be receiving updates soon, so once I get them I'll get all 3 credit scores and post them again, so everyone can see my progress.

I hoping to set up like a forum or posting capability so everyone else can post their results too.  Wo...
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I signed up with Lexington Law Firm in November to remove my negative items off my credit report.  I have 1 charge off and 4 collections.

I had already ordered mycredit reports through Identityguard, but it was nice because Lexington Law pulled my Trans Union credit report for free.  I sent in my 3-in-1 credit reports, so they had all 3 in the system.  I set it up so I won't be charged the first payment for 15 days, so gives me some time to get my credit reports into them and start disputing.

T...
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