I'm just waiting for my updated credit reports to arrive.  Lexington's service is nice, they have an online dashboard where you can see what is in dispute and all the work that has been done.  Very comforting to know I have a law firm on my side and not some guy in a basement sending out the disputes for me.

I'm still working on getting my name onto some of my wife's accounts.  It almost seems harder to gain credit then to remove it.  I'm worried I'm going to be sitting on 650 credit with no n...
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So not as bad as thought and now in January it is 638, so 50 points higher.  My credit was much worse a few years ago, but I think several years of being married and being a parent has helped.  I have been a little more responsible and have piggy backed on my wife's credit a little bit.  My wife's average credit score is 680, so quite a bit better, but can still use some improvement. 

I have researched a few options on what we think would be the best options to raise our credit score.  The le...
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