I signed up with Lexington Law Firm in November to remove my negative items off my credit report.  I have 1 charge off and 4 collections.

I had already ordered mycredit reports through Identityguard, but it was nice because Lexington Law pulled my Trans Union credit report for free.  I sent in my 3-in-1 credit reports, so they had all 3 in the system.  I set it up so I won't be charged the first payment for 15 days, so gives me some time to get my credit reports into them and start disputing.

They have an awesome dispute valet service that makes it really easy to see what is happening on my credit reports.  It pulls up my negatives and I decide how they will be disputed if I want and they do the rest.  It lets me know what disputes are out there and what is still reporting.

It still takes over a month to receive updates from the credit bureaus, so I have some time.  I will send in my disputes as soon as they enter my credit report information in their site.  I will update everyone when that happens, wish us luck.

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