Well, I haven't done anything yet, ha. Like my title says, procrastination is a huge reason while most people have bad credit to begin with. They don't want to pay their bills on time, they don't want to call their creditor, and they don't want to repair their credit.

I have resolved to do these things, if not just for me, for my wife and kid, kids on the way, and so on.

I will order my credit report this week.

This is something I have to do to get started. Need to know what is on their to begin with. I have done some research in the last week to see what credit reports is best for me. Here was a cool article on which credit reports are best and worst. Best Free Credit Reports Sites. Kind of ranks the free credit report websites and says which is best.

I will do my own research and see what I can find. I will post on the site who I got mine through and what it cost or didn't cost. I will also post my credit report so everyone can see it.

We will see how bad it is, ahhhh. Quest For 700 Credit

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