These collection companies see that you are paying off your debt and they just start coming out of the wood work.  I finally had everything off my credit report and getting my debt paid down, then both Express Recovery Services and AFNI Collections show up on my credit report.  Express for some old medical bills and AFNI for an old business phone bill that was forever ago.

So this sent my score down to 600 again.  Boy was I mad.  I negotiated with AFNI to pay them off and they would remove the listing.  They agreed and they have been paid.  I have a deletion letter from them that I will post.  So that is good, but Express is being much more stubborn.  I hope they will do the same or otherwise I will have to pay them off and then dispute them with Lexington.

Just when you think you are out, they pull you back in.  Hopefully this will be done soon.