I received a letter from Trans Union on the 9th of February stating that 2 of my Express Recovery accounts are not reporting.  Then why are they showing up my credit report?  That is what I want to know.  I forwarded the letter to Lexington to keep them up to date on everything.

Not sure if they send new disputes now or if we are waiting for an updated credit report from Trans Union.  If these 2 collection accounts are gone that means I only have 1 collection account and a charge off I think.

I...
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I ordered my credit report through www.identityguard.com Did a little research and they offered free credit reports from all 3 credit bureaus and all 3 credit scores free.  You still have to sign up for a 14-day free trial for their service and then you will be charged $17.99 if you don't cancel in those 2 weeks.  I just have to remember to cancel. 

I submitted my info, but they couldn't release my credit information without confirming my identity first.  So I called it to get it fixed and th...
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Well, I haven't done anything yet, ha. Like my title says, procrastination is a huge reason while most people have bad credit to begin with. They don't want to pay their bills on time, they don't want to call their creditor, and they don't want to repair their credit.

I have resolved to do these things, if not just for me, for my wife and kid, kids on the way, and so on.

I will order my credit report this week.

This is something I have to do to get started. Need to know what is on their to begin...
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