I received a letter from Trans Union on the 9th of February stating that 2 of my Express Recovery accounts are not reporting.  Then why are they showing up my credit report?  That is what I want to know.  I forwarded the letter to Lexington to keep them up to date on everything.

Not sure if they send new disputes now or if we are waiting for an updated credit report from Trans Union.  If these 2 collection accounts are gone that means I only have 1 collection account and a charge off I think.

I...
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The more and more I look around, the harder it seems to get approved for a house.  Don't worry I'm not getting a bunch of inquiries on my credit.  I've just been calling and checking online and with banks about what they can offer and for what credit score.

It seems now more than ever you need a high credit score to qualify for a home.  The housing bubble that burst has made lenders afraid to lend to just anybody.  They don't want to get stuck with another foreclosure.  That is fine, but it ha...
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I'm just waiting for my updated credit reports to arrive.  Lexington's service is nice, they have an online dashboard where you can see what is in dispute and all the work that has been done.  Very comforting to know I have a law firm on my side and not some guy in a basement sending out the disputes for me.

I'm still working on getting my name onto some of my wife's accounts.  It almost seems harder to gain credit then to remove it.  I'm worried I'm going to be sitting on 650 credit with no n...
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